Motor Accidents & Compulsory Motor Insurance
A motor accident file mixes official documents — police daily records, medical certificates — with private ones such as the compulsory motor policy under the Protection for Motor Vehicle Accident Victims Act B.E. 2535 and the loss adjuster's report. The two groups take different certification paths.
The Protection for Motor Vehicle Accident Victims Act B.E. 2535 requires vehicle owners to hold cover for accident victims. This compulsory policy is separate from any voluntary motor cover purchased in addition.
Where the victim is a foreign national or the matter is used abroad, the documents most often requested are the police daily record of the case, medical certificates, treatment receipts, the loss adjuster's report and the settlement letter. Identify clearly which of these are official documents.
Official documents are obtained as certified copies from the issuing authority and can enter MFA legalisation. The insurer's and adjuster's documents must first pass notarial certification of the signature before they can join the same chain.
If court proceedings exist, judgments or orders must be obtained as certified copies from the court that heard the case, and the translation set should keep party names and case numbers identical across every document.
Documents to prepare
- The police daily record of the case from the local station
- The compulsory motor policy and any voluntary motor policy
- Medical certificates and treatment receipts
- The loss adjuster's report and the insurer's settlement letter
- Certified copies of any judgment or court order
- Passport or ID copies for the victim and for anyone filing on their behalf
Step order
- Obtain a certified copy of the police daily record from the station that received the report
- Obtain hospital-certified medical certificates and receipts
- Obtain insurer-certified copies of the policy and claim documents
- Have a Notarial Services Attorney certify signatures on insurer and adjuster documents
- Translate the whole set with the translator signing for it, keeping case numbers, dates and names identical
- File for MFA legalisation, then legalise at the destination embassy, or obtain an apostille once the Convention is in force for Thailand and the destination is a party
Pre-filing checklist
- Incident date and place are consistent across every document
- Vehicle registration and policy numbers match throughout
- The victim's name is spelled as in the passport
- Official documents are certified copies, not plain photocopies
- Where there is litigation, the case number and the court are stated clearly in the translation
Practical tips
- Request the police record close to the incident date; retrieving it much later usually takes longer and needs more detail
- Photograph the damage and keep every receipt from the outset — it answers a foreign insurer's questions faster
- Split official and insurer documents on day one so both certification paths can run in parallel
- For a foreign victim, prepare a bilingual set with consistent terminology to cut repeat questions from the destination
Common pitfalls
- Using a police record copy without the station's certification stamp
- Confusing compulsory and voluntary motor cover and submitting the wrong policy
- A medical certificate too general for the destination, triggering further requests
- Translations that render the police station or hospital name differently across documents
Frequently asked questions
What is compulsory motor insurance in Thailand?
It is cover for motor accident victims required under the Protection for Motor Vehicle Accident Victims Act B.E. 2535, which vehicle owners must hold. It is separate from voluntary motor cover bought in addition.
A foreigner was injured in Thailand — what is needed back home?
Typically the police daily record, medical certificates, treatment receipts and the insurer's claim documents, translated and certified to the level the receiving authority sets. Get that requirement in writing first.
Does a police record need notarial certification?
If the station issued a certified copy it is generally treated as an official document and follows the official-document legalisation route — unlike insurer documents, which need signature certification first.
Must the loss adjuster's report be translated in full?
It depends on the recipient. Some want only the damage and causation summary, but for claims or litigation the full report is usually translated so it cannot be challenged as selective.
Can documents be obtained while a Thai case is still pending?
Copies from the case file can be requested under the rules of the court hearing the matter. Conditions and timing are set by that court, so check with it directly.
Can your team review the set before filing?
Yes. Send scans by LINE @nycli, +66-83-249-4999 or nycli@ilc.ltd and we will identify which documents are official, which need signature certification, and what is missing.
For a document review before you file, contact us on LINE @nycli, call +66-83-249-4999 or email nycli@ilc.ltd. Our team will confirm the steps, any missing documents and a realistic timeline for your case.
Related cases
- Insurance Policy & Certificate of Cover
- Claim Forms & Settlement Letters
- Life Insurance & Beneficiary Claims
- Health & Travel Insurance for Visa Applications
- Corporate & Marine Cargo Insurance
Official references
Requirements on this page follow the rules published by the authorities below. Always confirm the latest notice on the official site before filing.
- Bank of Thailand
- Securities and Exchange Commission (SEC)
- Department of Consular Affairs, MFA ThailandThailand's authority for document legalization and Apostille
- HCCH — Apostille Section (Hague Convention 1961)Thailand's accession enters into force 28 February 2027
Related services
Fees depend on document type, number of pages and turnaround. Send scans to LINE @nycli, call +66-83-249-4999 or email nycli@ilc.ltd for a written quotation.